Payday loans are usually one of the easiest loans to qualify for. All you need is proof of your income, and you can get the money in your bank account in a matter of minutes. But there are still many reasons why you might not qualify for a payday loan. Here are some of them. Unemployment or Loss of Income If you have recently lost your job, it is unlikely that any lender, including online lenders, will approve you for a short-term loan until you have found another income source. These loans usually depend on your ability to pay, and…